Legal Notices

Paraná Banco’s investor relations website includes forward-looking statements that are subject to risks and uncertainties. These statements are based on the beliefs and assumptions of its management, and on information currently available to the Company. Forward-looking statements include statements regarding Paraná Banco’s intent, belief or current expectations or that of its directors or executive officers with respect to, but not limited to:

  • General economic, political and business conditions in Brazil;
  • Paraná Banco’s ability to implement its operational strategy and business plan;
  • The Company’s level of capitalization;
  • The market value of Brazilian government securities;
  • Increases in defaults by borrowers and other loan delinquencies and increases in the provision for loan losses;
  • Credit risk, market risk and other risks relating to Paraná Banco’s financing activities;
  • The competitive nature of the Brazilian banking industry;
  • The cost and availability of funding;
  • Offer and demand for the Company’s products and services;
  • Inflation, depreciation of the real and fluctuations in interest rates;
  • Changes to the laws, regulations, tax matters and governmental policies governing or affecting Paraná Banco’s business, including minimum capital requirements, compulsory deposits and paycheck deductible loans;
  • Adverse legal or regulatory disputes or proceedings related to the Bank;
  • Other factors or trends affecting the Company’s financial condition or results of operations and the ones discussed under the section Risk Factors; and
  • Other statements contained in this website regarding matters that are not historical facts.

Investors should understand that the above-mentioned factors, in addition to others discussed in this investor relations website, among others, could affect Paraná Banco’s future results and could cause results to differ materially from those expressed in the forward-looking statements made in this website or files herein posted.

Forward-looking statements also include information concerning the Company’s possible or assumed future results of operations set forth under several sections in this investor relations website, as well as statements preceded by, followed by, or that include the words ‘‘believes,’’ ‘‘may,’’ ‘‘continues,’’ ‘‘expects,’’ ‘‘anticipates,’’ ‘‘intends,’’ ‘‘plans,’’ ‘‘estimates’’ or similar expressions.

Forward-looking statements are not guarantees of performance. They involve risks, uncertainties and assumptions because they relate to future events and therefore depend on circumstances that may or may not occur. Paraná Banco’s future business, financial condition, results of operations, prospects, strategies, market share and shareholder values may differ materially from those expressed in or suggested by these forward-looking statements. Many of the factors that will determine these results and values are beyond the Company’s ability to control or predict.

Investors are cautioned not to put undue reliance on any forward-looking statements.